Relative Value Partners

Considerations for High Net Individuals Confronting Divorce

Divorce is almost always a complicated process, even in the most amicable of situations — and it’s even more difficult when it’s contentious. If the couple has significant net worth, it can quickly become complex. Most people know they need an attorney on their team. But not everyone knows what other professionals they may need such as an accountant and a financial advisor. [Read more…] about Considerations for High Net Individuals Confronting Divorce

Should You Convert a Traditional IRA to a Backdoor Roth IRA?

You may have dismissed Roth IRAs years ago if you didn’t meet the income eligibility. But did you know that you can convert traditional IRA funds into a Roth IRA by doing what’s called a “backdoor conversion”? You can convert funds to a Roth no matter what your income level is, and unlike traditional IRAs, your investment earnings are not taxed upon withdrawal. The downside is that, because traditional IRAs are funded with pre-tax dollars, if you choose to convert to a Roth IRA, you’ll pay taxes on those tax-deferred dollars the year you make the conversion. [Read more…] about Should You Convert a Traditional IRA to a Backdoor Roth IRA?

RVP celebrates the four-year anniversary of launching its Durable Income Strategy

RVP’s Durable Income Strategy is designed for individuals or institutions who are looking for a high current income for a portion of their portfolio. Since 2014, RVP’s Durable Income strategy has helped our clients achieve income, especially in the era of lower rates. Durable Income invests in exchange traded, income oriented securities with the underlying goal of generating above market income while avoiding permanent asset impairment. [Read more…] about RVP celebrates the four-year anniversary of launching its Durable Income Strategy

Durable Income Strategy Investor Letter – January 2018

For the year ended December 31, 2017, RVP’s Durable Income generated a 7.93% net return vs the Barclays High Yield Index Benchmark return of 7.50%.  Since inception (June 1, 2014), Durable Income has generated an 8.30% annualized net return vs the Barclays High Yield Index’s annualized return of 4.69%.  Durable Income invests in exchange traded, income-oriented securities with the underlying goal of [Read more…] about Durable Income Strategy Investor Letter – January 2018